The practice of aerial observation by insurance companies involves the use of technologies like drones and satellite imagery to gather data about properties. This data collection can encompass various aspects of a property, including roof condition, landscaping, and the presence of potential hazards. The information obtained is then utilized for risk assessment, claims processing, and underwriting purposes.
This methodology offers insurers several advantages. It allows for a more comprehensive and objective evaluation of properties compared to traditional methods, potentially reducing fraud and improving the accuracy of risk predictions. Historically, insurance assessments relied heavily on manual inspections, which were often time-consuming, expensive, and subject to human error. The deployment of aerial surveillance offers a more efficient and scalable alternative.
